With over 16 years of experience in financial services, Tom (TJ) McDermott brings both professional insight and personal empathy to his role as a financial advisor. As a CERTIFIED FINANCIAL PLANNER™ professional, Behavioral Financial Advisor™, and Certified Exit Planning Advisor™, Tom helps his clients make more informed, values-aligned financial decisions—while preparing for the unexpected and the inevitable.

Tom’s approach blends traditional planning disciplines with behavioral insight, helping clients break free from unproductive money habits and create lasting strategies. His experience spans retirement planning, tax-efficient income strategies, business succession planning, investment advisory, and risk mitigation.

A self-made advisor with blue-collar roots, Tom is deeply committed to helping working professionals, small business owners, and ‘high earners not yet rich’ (HENRYs) feel confident about their financial future. He founded KeyValue Wealth to deliver honest advice through a people-first lens—taking time to understand what truly drives his clients and how their financial life can serve that bigger picture.

When he’s not working with clients, Tom enjoys discovering live music and great restaurants around the world, watching standup comedy, and traveling with his wife.

Serving clients virtually and in person throughout the East Coast, from New York to Florida.